You can shop for and purchase health insurance through health insurance exchanges.
Health insurance exchanges, also called health insurance marketplaces, are organizations that help consumers shop for and purchase health insurance.
Watch our video on where to enroll in an “Obamacare” health plan
Health insurance exchanges under Obamacare
The Affordable Care Act (ACA or “Obamacare”) gives consumers more ways to purchase health insurance. In addition to buying from licensed agents or directly from the insurance company, consumers are also able to purchase certain kinds of plans through state-based health insurance exchanges or marketplaces. Some states have created their own exchanges, while the federal government built exchanges for other states.
In addition to state exchanges, private online marketplaces like eHealth offer a broad range of plans from a number of different insurance companies to meet your individual needs. Depending on where you live, you may be able to purchase certain types of plans using a subsidy. You can purchase health insurance through a private online marketplace licensed in your state, or through your state’s government-run health insurance exchange.
Private marketplaces like eHealth may also offer other plans that meet Obamacare standards but that cannot be bought with a subsidy and will not be available on state exchanges.