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  • Key Health Insurance Terms

Key Health Insurance Terms

Before you select a health plan, familiarize yourself with Open Enrollment Period (OEP) key terms.

Familiarize yourself with key terms associated with health insurance. Click on the terms listed below to better understanding how each one effects your health coverage.

Key Health Insurance Terms 

Agents (Health Insurance Agents) Catastrophic Cobra
Coinsurance Copay Deductible
EPO (Exclusive Provider Organization) HI exchange (Health Insurance Exchange) HMO (Health Maintenance Organization)
HSA (Health Savings Account) Major Medical (Minimum Essential Coverage) Metal levels
Navigators (Health Insurance Navigators) Obamacare Out-of-pocket
OEP (Open Enrollment Period) Pre-existing conditions Premium
Premium tax credit (government subsidy) POS (Point of Service) PPO (Preferred Provider Organization)
Provider network QHP (Qualified Health Plans) QLE (Qualifying Life Event)
SEP (Special Enrollment Period) Short term Tax penalty
Household Income

Related Articles

  • Obamacare101: How Obamacare Health Insurance Works
  • Health Insurance Coverage Terms and Definitions
  • Signing Up for Obamacare During the Open Enrollment Period
  • Types of Health Insurance: What to Buy under Obamacare

Learn more about:

  • Key Terms
  • Obamacare
  • Understanding Affordable Care Act

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