Qualified Health Plans
Qualified health plans cover all mandatory medical benefits required by Obamacare.
A qualified health plan (QHP) is a major medical health insurance plan that covers all the mandatory benefits of the Affordable Care Act (ACA or “Obamacare”). A qualified health plan is also eligible to be purchased with an Obamacare subsidy, also known as a premium tax credit.
Mandatory health benefits
A qualified health plan must offer a certain number of mandatory benefits, as explained in the graphic below.
Qualified health plans vs. other health plans
Cost of qualified health plans
The Centers for Medicare & Medicaid Services (CMS) reports that the average premium for an individual qualified health plan, purchased through government exchanges, is $346 per month. CMS did not publish data on premiums for family qualified health plans.
To help find the right health plan for you, enter your zip code where requested on this page to see a quote.